Saraswat Bank Legal Department

Shri. Shankar N. Sawaikar holds a degree in M.Com (University of Mumbai) and a diploma in Management Accounting (Jamnalal Bajaj Institute). He retired as Deputy Managing Director of the State Bank of India and has extensive experience in bank branches in India and abroad, including small industry loans, diamond trade, corporate, export finance for trade, projects, overseas joint ventures and import finance, correspondent banking, banking risk management, technology in offices abroad, etc. Shri. N. Govindraya Pai holds a Bachelor of Engineering degree. He has extensive banking experience spanning over 33 years. Shri. N. Govindraya Pai holds a Bachelor of Engineering degree.

He has extensive banking experience spanning over 33 years. As a former ICICI banker, he has held several responsibilities in various positions. He has reviewed over 500 medium to large commercial projects in industrial segments. Shri. Samir Kumar Banerji holds a Bachelor of Science (Honours). He also has D.B.M., L.L.M. and F.I.I.B.F. degrees in his name. He has been associated with Saraswat Bank for over 45 years. He has worked in various industries and departments, successfully holding key positions in departments such as advertising/marketing, administration, actions department, audit department and Vashi Building project, TBC Work, printing and stationery, operations and accounts, legal, treasury.

True to its new slogan “Mile Yahan Dono Jahan”, Saraswat Bank strives to bridge the gap between technology and tradition by offering its customers the best of both worlds. The bank has kept the tradition intact and embraced technology and has kept pace with India`s digital revolution by offering various digital banking services that make banking easier and more convenient, such as mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. At the same time, the bank maintained personal contact with customers with a focus on personal care. The agility of the small bank with the capacity of the big bank is the enduring legacy of Saraswat Bank. “To become one of the largest and most preferred banks in the country by adopting the highest standards of professionalism and excellence in all areas of work.” Shri A. G. Ambeskar is a B.A (Hons) and CAIIB. He has thirty-two years of rich and diversified banking experience at State Bank of India and Saraswat Bank in various fields such as credit, H.R.D, employee training. Shri.

Hemant M. Rathi is the promoter and chairman of Empire Spices and Foods Limited, a renowned manufacturer of spices, padad and cucumbers under the Rambandhu brand. He is currently employed by Tata Consultancy Services. He is Chair of the Information Technology Strategy Committee and a member of the Board`s Audit, Accounts and AFN Management Committee. He was the first trustee of the Mumbai Port Trust in Northern Maharashtra. He is a member of the Credit Committee of the Board of Directors. Shri. Shankar N.Sawaikar holds a degree in M.Com (University of Mumbai) and a diploma in Management Accounting (Jamnalal Bajaj Institute). He is currently engaged in the development of modern practices in education. He is a member of the Special Fraud Monitoring and Investigation Committee.

Previously, he served as the bank`s Head of Southern Operations. He is a member of the Credit Committee of the Board of Directors and the Risk Management Committee. Entod Pharmaceuticals Ltd. is the 6th largest company in the ophthalmic pharmaceutical segment. Shri. Masurkar is also involved in various social and cultural organizations. He is a member of the Credit Committee of the Board of Directors. A strict and masterful negotiator, as the bank`s vice president, Shri.

S.K. Sakhalkar has always played an important role in achieving the objectives of the Board of Directors. He has a rich experience of more than 40 years in the fields of IT and human resources in manufacturing and service industries such as textiles, metal finishing chemicals, mechanical engineering, fertilizers, textile paints and chemicals, paints, IT and banking at different levels in public enterprises, private and multinational. Ms. Arti Patil has been with the bank for over 29 years. She joined the bank in November 1992 as a probation officer and rose through the ranks. Ms. Arti Patil has been with the bank for over 29 years. She joined the bank in November 1992 as a probation officer and rose through the ranks.

During her tenure, Ms. Arti Patil successfully managed various portfolios entrusted to her, including treasury, accounts, risk management, planning, wholesale banking department (SMEs and business advances), zones, RASEC, branches. She was Dy`s Managing Director – Treasury, Accounts and Risk Management prior to her appointment as Managing Director and Chief Executive Officer. Shri. Sunil V. Saudagar is a practicing Chartered Accountant with over 27 years of experience. Shri. Mandar B. Kadam holds a BE (Electrical Engineering) and an MBA (Marketing and Finance). He worked with Global Financial Consultancy Services. He transformed the bank`s retail banking business through his strategy of delegating authority to branches rather than centralizing authority, and introduced the concept of Business Development Agents (BDO) and Branch Sales Agents (BSOs) into the bank for better customer engagement.

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